An Ultimate Guide to the Money Factor

calculator and lease contract

Although it may seem complicated and daunting, the money factor is quite simple and by the time you finish reading this, you will be an expert too. Since cars can lose so much value in their lifetime, mastering the money factor will prove useful for this big money investment.  Money Factor Video Summary: What is the … Read more

Financial Success in 2021 and Beyond

person standing on sand hill in sunny weather

Budgeting is not the sexiest word to think about, but it’s a word we all need to be familiar with at any age and income level. Many people make decent money and still have no idea where their money is going and still live paycheck to paycheck. Life shouldn’t be like this; you work too … Read more

8 Simple Secrets for Frugal Living

scissors and coins

How to Make Frugal Living a Lifestyle in 2021 Frugality isn’t the next trendy word; it’s a way to live a fulfilling, intentional, and rich life. Whether you’re looking to declutter your space and reduce your material possessions, or you just want to save money for a big purchase a frugal living is an excellent … Read more

5 Money Habits for Kids [Empower them Now]

kid putting coins into piggy bank

When it comes to raising kids, parents have plenty of responsibilities. Teaching our little ones good money habits is one of those critical responsibilities that shouldn’t be ignored. As we live in the world filled with money, materialistic desires, debts, and credit cards, many adults face financial crisis. If you want a debt-free future for … Read more

Should get a Health Savings Account (HSA)?

piggy bank and jar with HSA abbreviation

Health Savings Account, or commonly referred to as an “HSA”, might sound confusing at first, but it’s relatively simple. This article will clear up your questions regarding an HSA. Pro Tip: If your employer offers a High Deductible Health Plan (HDHP) you need to take them on their offer. Once you are enrolled in the … Read more

A Beginner’s Guide to Credit Card Balance Transfers

three credit cards on table

Americans love revolving credit, a fact proven by the recent Federal Reserve data. The net revolving debt, or credit card debt, Americans owe stands at $1.08 trillion, with each household with a credit card carrying a revolving debt of $8,398. While credit cards offer financial flexibility to the owners, they come with a high-interest rate, eating away your … Read more